How to Choose a Lease-to-Own Company in Mayfield Hts, OH
When choosing a lease-to-own company in Mayfield Hts, OH, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Mayfield Hts and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Mayfield Hts, OH Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Mayfield Hts, OH tend to work the same way. To start, you choose an approved retailer in Mayfield Hts and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Mayfield Hts, OH or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Mayfield Hts, OH?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Mayfield Hts, OH. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Mayfield Hts, OH
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Mayfield Hts, OH and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Mayfield Hts and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Mayfield Hts, OH stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Mayfield Hts, OH?
Both Snap Finance and Amica Leasing support Mayfield Hts, OH residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Mayfield Hts, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Mayfield Hts, OH also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Mayfield Hts, OH? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Mayfield Hts, OH shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.