Snap Finance in Mayfield Heights, OH or Acima Leasing: Which is Better for You?

Snap Finance in Mayfield Heights, OH or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Mayfield Heights, OH — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

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    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

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You need a lease-to-own option in Mayfield Heights, OH — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Choosing Your Mayfield Heights, OH Lease-to-Own Company

When selecting a lease-to-own company in Mayfield Heights, OH, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Mayfield Heights and Snap Finance so you can find the right company for you.

How Does Lease-to-Own in Mayfield Heights, OH Work?

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Mayfield Heights, OH tend to work the same way. To start, you choose an approved retailer in Mayfield Heights and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Mayfield Heights, OH will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

Mayfield Heights, OH Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Mayfield Heights, OH retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Mayfield Heights, OH

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Mayfield Heights, OH retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Mayfield Heights businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Mayfield Heights, OH or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Mayfield Heights, OH?

Everyone in Mayfield Heights, OH deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Mayfield Heights, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.

For Acima Leasing in Mayfield Heights, OH, you will also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Mayfield Heights, OH

Acima Leasing and Snap Finance are great options for Mayfield Heights, OH shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.