Deciding Between Acima Leasing and Snap Finance in Maumee, OH

You need a lease-to-own option in Maumee, OH — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing a Lease-to-Own Company in Maumee, OH

When selecting a lease-to-own company in Maumee, OH, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Maumee and Acima Leasing so you know which company is your best fit.

Snap Finance in Maumee, OH vs. Acima Leasing: How They Work

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Maumee, OH tend to work the same way. You shop in person or online at an approved Maumee retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, pick the eligible items you want, and Acima Leasing in Maumee, OH or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Maumee, OH?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Maumee, OH. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Maumee, OH and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Maumee, OH and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Maumee and national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Maumee, OH or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Maumee, OH?

For shoppers in Maumee, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Maumee, OH, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Maumee, OH also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Maumee, OH

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Maumee, OH. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.