Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Massillon, OH

You’re ready to shop with help from a lease-to-own company in Massillon, OH. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Massillon, OH

When choosing a lease-to-own company in Massillon, OH, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Massillon so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Massillon, OH Work

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Massillon, OH follow similar models. You shop in person or online at an approved Massillon retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Massillon, OH will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Massillon, OH?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Massillon, OH. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Massillon, OH Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Massillon, OH as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Massillon stores and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Massillon, OH, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Massillon, OH?

Both Snap Finance and Amica Leasing aim to help shoppers in Massillon, OH with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Massillon, OH. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Massillon, OH also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Massillon, OH? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Massillon, OH shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.