How to Choose a Lease-to-Own Company in Mason, OH
When comparing lease-to-own companies in Mason, OH, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Mason so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Mason, OH
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Mason, OH tend to work the same way. To start, you choose an approved retailer in Mason and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Mason, OH will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Mason, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Mason, OH. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Mason, OH Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Mason, OH retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Mason businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Mason, OH, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Mason, OH?
Both Snap Finance and Amica Leasing aim to help shoppers in Mason, OH with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Mason, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
For Acima Leasing in Mason, OH, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Mason, OH, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mason, OH. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.