Snap Finance in Martinsburg, OH or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Martinsburg, OH? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Your Martinsburg, OH Lease-to-Own Company

When comparing lease-to-own companies in Martinsburg, OH, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Martinsburg and Acima Leasing so you can decide which company sounds best for you.

How Does Lease-to-Own in Martinsburg, OH Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Martinsburg, OH follow similar models. You shop at an approved Martinsburg retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, shop for the eligible products you want to get, and Acima Leasing in Martinsburg, OH or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Martinsburg, OH?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Martinsburg, OH. Usually, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Martinsburg, OH and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Martinsburg, OH businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Martinsburg and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Martinsburg, OH.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Martinsburg, OH?

Both Snap Finance and Amica Leasing support Martinsburg, OH residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Martinsburg, OH. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.

For Acima Leasing in Martinsburg, OH, you will also need an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Martinsburg, OH

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Martinsburg, OH. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.