Deciding Between Acima Leasing and Snap Finance in Marion, OH

You need a lease-to-own option in Marion, OH — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Marion, OH

When choosing a lease-to-own company in Marion, OH, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Marion and Snap Finance so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Marion, OH Work

How do Acima Leasing and Snap Finance work? Most Marion, OH lease-to-own companies operate similarly. First, you pick from a list of approved Marion retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Marion, OH will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Marion, OH?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Marion, OH. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Marion, OH and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Marion, OH retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Marion and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Marion, OH stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Marion, OH

Snap Finance and Acima Leasing both want to help shoppers in Marion OH get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Marion, OH. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.

For Acima Leasing in Marion, OH, you will also need an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Marion, OH

Acima Leasing and Snap Finance have a lot to offer shoppers in Marion, OH. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.