Choosing a Lease-to-Own Company in Mansfield, OH
When selecting a lease-to-own company in Mansfield, OH, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Mansfield and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Mansfield, OH Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Mansfield, OH follow similar models. First, you pick from a list of approved Mansfield retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in Mansfield, OH or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Mansfield, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Mansfield, OH. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Mansfield, OH Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Mansfield, OH and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Mansfield businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Mansfield, OH stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Mansfield, OH
Both Snap Finance and Amica Leasing aim to help shoppers in Mansfield, OH with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Mansfield, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
For Acima Leasing in Mansfield, OH, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Mansfield, OH Lease-to-Own Company
Many shoppers across Mansfield, OH can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.