Comparing Acima Leasing and Snap Finance in Macedonia, OH

You need a lease-to-own option in Macedonia, OH — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Macedonia, OH Lease-to-Own Company

When selecting a lease-to-own company in Macedonia, OH, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Macedonia so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Macedonia, OH

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Macedonia, OH follow similar models. You shop in person or online at an approved Macedonia retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, select the eligible products you want, and Acima Leasing in Macedonia, OH or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Macedonia, OH?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Macedonia, OH. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Macedonia, OH Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Macedonia, OH retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Macedonia stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Macedonia, OH or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Macedonia, OH

Both Snap Finance and Amica Leasing aim to help shoppers in Macedonia, OH with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in Macedonia, OH, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

Acima Leasing in Macedonia, OH also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Macedonia, OH, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Macedonia, OH. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.