Choosing a Lease-to-Own Company in Loveland, OH
When choosing a lease-to-own company in Loveland, OH, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Loveland so you can find the right company for you.
Snap Finance in Loveland, OH vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Loveland, OH lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Loveland retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Loveland, OH will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Loveland, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Loveland, OH. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Loveland, OH Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Loveland, OH businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Loveland stores and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Loveland, OH.
What Are the Requirements for Acima Leasing vs. Snap Finance in Loveland, OH?
Snap Finance and Amica Leasing are dedicated to helping Loveland, OH shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Loveland, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Loveland, OH, you will also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Loveland, OH Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Loveland, OH shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.