What to Look for in Lima, OH Lease-to-Own Companies
When selecting a lease-to-own company in Lima, OH, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Lima so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Lima, OH
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Lima, OH tend to work the same way. First, you pick from a list of approved Lima retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Lima, OH will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lima, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lima, OH. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Lima, OH Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Lima, OH businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Lima and national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Lima, OH.
Acima Leasing vs. Snap Finance Application and Requirements in Lima, OH
Both Snap Finance and Amica Leasing support Lima, OH residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Lima, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Lima, OH requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Lima, OH Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Lima, OH. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.