What to Look for in Lancaster, OH Lease-to-Own Companies
When picking a lease-to-own company in Lancaster, OH, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Lancaster and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Lancaster, OH Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Lancaster, OH lease-to-own companies operate similarly. You shop in person or online at an approved Lancaster retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Lancaster, OH will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Lancaster, OH Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Lancaster, OH retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Lancaster, OH
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Lancaster, OH as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Lancaster and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Lancaster, OH, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Lancaster, OH?
Snap Finance and Acima Leasing both want to help shoppers in Lancaster OH get the items they need — even if they don't have perfect credit. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Lancaster, OH, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Lancaster, OH requires an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Lancaster, OH
Acima Leasing and Snap Finance are great options for Lancaster, OH shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.