What to Look for in Kettering, OH Lease-to-Own Companies
When selecting a lease-to-own company in Kettering, OH, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Kettering and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Kettering, OH Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Kettering, OH follow similar models. To start, you choose an approved retailer in Kettering and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Kettering, OH or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Kettering, OH?
The items you can shop for vary based on which Kettering, OH retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Kettering, OH
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Kettering, OH as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Kettering stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Kettering, OH or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Kettering, OH
Snap Finance and Amica Leasing are dedicated to helping Kettering, OH shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Kettering, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
For Acima Leasing in Kettering, OH, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Kettering, OH Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Kettering, OH. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.