Deciding Between Acima Leasing and Snap Finance in Hillsboro, OH

Looking for a lease-to-own company in Hillsboro, OH? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How to Choose a Lease-to-Own Company in Hillsboro, OH

When choosing a lease-to-own company in Hillsboro, OH, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Hillsboro so you can find the right company for you.

How Does Lease-to-Own in Hillsboro, OH Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Hillsboro, OH follow similar models. To start, you choose an approved retailer in Hillsboro and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Hillsboro, OH will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

Hillsboro, OH Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Hillsboro, OH. As a general rule of thumb, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Hillsboro, OH and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Hillsboro, OH as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Hillsboro and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Hillsboro, OH, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Hillsboro, OH?

Snap Finance and Amica Leasing are dedicated to helping Hillsboro, OH shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Hillsboro, OH. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

Acima Leasing in Hillsboro, OH also requires an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Hillsboro, OH Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Hillsboro, OH. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.