Choosing a Lease-to-Own Company in Hilliard, OH
When selecting a lease-to-own company in Hilliard, OH, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Hilliard and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Hilliard, OH Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Hilliard, OH lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Hilliard retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Hilliard, OH will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Hilliard, OH?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Hilliard, OH. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Hilliard, OH Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Hilliard, OH and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Hilliard businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Hilliard, OH, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Hilliard, OH
Snap Finance and Acima Leasing both want to help shoppers in Hilliard OH get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Hilliard, OH, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Hilliard, OH, you will also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Hilliard, OH? Try Acima Leasing
Many shoppers across Hilliard, OH can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.