How to Choose a Lease-to-Own Company in Hillard, OH

When selecting a lease-to-own company in Hillard, OH, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Hillard so you can determine which company is right for you.

Snap Finance in Hillard, OH vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Whichever Hillard, OH lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Hillard retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Hillard, OH will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Hillard, OH?

The items you can shop for in Hillard, OH depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Hillard, OH

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Hillard, OH and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Hillard businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Hillard, OH or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Hillard, OH?

Both Snap Finance and Amica Leasing support Hillard, OH residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Hillard, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.

Acima Leasing in Hillard, OH also requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Hillard, OH Lease-to-Own Company

Many shoppers across Hillard, OH can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.