Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Greenfield, OH

You need a lease-to-own option in Greenfield, OH — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Greenfield, OH

When comparing lease-to-own companies in Greenfield, OH, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Greenfield and Acima Leasing so you can determine which company is right for you.

How Does Lease-to-Own in Greenfield, OH Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Greenfield, OH follow similar models. You shop in person or online at an approved Greenfield retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Greenfield, OH will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Greenfield, OH?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Greenfield, OH. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Greenfield, OH Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Greenfield, OH retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Greenfield and the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Greenfield, OH.

Acima Leasing vs. Snap Finance Application and Requirements in Greenfield, OH

Snap Finance and Amica Leasing are dedicated to helping Greenfield, OH shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Greenfield, OH, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.

For Acima Leasing in Greenfield, OH, you will also need an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Greenfield, OH Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Greenfield, OH. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.