Choosing Between Acima Leasing and Progressive Leasing in Germantown, OH

Who do you go to for lease-to-own solutions in Germantown, OH? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Germantown, OH?

Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but are low on cash. Germantown is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Germantown, OH so you can figure out which company's store selection, requirements, and application process sound right for you.

Germantown Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in Germantown, OH? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Germantown, pick out the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Germantown!

Lease-to-Own Requirements for Progressive Leasing in Germantown vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Germantown, OH share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Germantown, OH, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Acima Leasing and Progressive Leasing both help shoppers in Germantown who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Germantown, OH

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Germantown stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. See which stores are available near you in Germantown, OH, or shop Acima Leasing's online retailers.

What Items Can I Lease in Germantown, OH with Acima Leasing vs. Progressive Leasing?

You'll find that Progressive Leasing and Acima Leasing in Germantown, OH  have similar leasable items. In general, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Germantown, OH Right for You?

We can’t tell you which lease-to-own company in Germantown, OH to choose. The right choice for you will depend on approval requirements, which stores in Germantown you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.