What to Look for in Georgetown, OH Lease-to-Own Companies
When selecting a lease-to-own company in Georgetown, OH, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Georgetown and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Georgetown, OH Work?
How does Snap Finance work? Or Acima Leasing? Most Georgetown, OH lease-to-own companies operate similarly. You shop in person or online at an approved Georgetown retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Georgetown, OH will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Georgetown, OH?
The items you can shop for in Georgetown, OH depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Georgetown, OH
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Georgetown, OH as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Georgetown stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Georgetown, OH.
Acima Leasing vs. Snap Finance Application and Requirements in Georgetown, OH
For shoppers in Georgetown, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Georgetown, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Georgetown, OH requires an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Georgetown, OH? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Georgetown, OH shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.