You’re ready to shop with help from a lease-to-own company in Garfield Hts, OH. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.
Choosing a Lease-to-Own Company in Garfield Hts, OH
When picking a lease-to-own company in Garfield Hts, OH, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Garfield Hts and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Garfield Hts, OH
How do Acima Leasing and Snap Finance work? Whichever Garfield Hts, OH lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Garfield Hts retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing in Garfield Hts, OH or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Garfield Hts, OH Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Garfield Hts, OH. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Garfield Hts, OH Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Garfield Hts, OH retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Garfield Hts businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Garfield Hts, OH or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Garfield Hts, OH
For shoppers in Garfield Hts, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Garfield Hts, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Garfield Hts, OH, you will also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Garfield Hts, OH Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Garfield Hts, OH. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.