How to Choose a Lease-to-Own Company in Garfield Heights, OH
When choosing a lease-to-own company in Garfield Heights, OH, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Garfield Heights and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Garfield Heights, OH Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Garfield Heights, OH tend to work the same way. First, you pick from a list of approved Garfield Heights retailers. Next, you shop online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Garfield Heights, OH will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Garfield Heights, OH?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Garfield Heights, OH. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Garfield Heights, OH
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Garfield Heights, OH retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Garfield Heights stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Garfield Heights, OH, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Garfield Heights, OH
For shoppers in Garfield Heights, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Garfield Heights, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Garfield Heights, OH, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Garfield Heights, OH
Acima Leasing and Snap Finance have a lot to offer shoppers in Garfield Heights, OH. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.