How to Choose a Lease-to-Own Company in Gallipolis, OH
When choosing a lease-to-own company in Gallipolis, OH, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Gallipolis so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Gallipolis, OH Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Gallipolis, OH follow similar models. You shop in person or online at an approved Gallipolis retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Gallipolis, OH or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Gallipolis, OH?
The items you can shop for vary based on which Gallipolis, OH retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Gallipolis, OH
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Gallipolis, OH businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Gallipolis stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Gallipolis, OH, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Gallipolis, OH
Snap Finance and Acima Leasing both want to help shoppers in Gallipolis OH get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Gallipolis, OH, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Gallipolis, OH also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Gallipolis, OH, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Gallipolis, OH shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.