Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Fremont, OH

You’re ready to shop with help from a lease-to-own company in Fremont, OH. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Fremont, OH Lease-to-Own Company

When choosing a lease-to-own company in Fremont, OH, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Fremont so you can determine which company is right for you.

Snap Finance in Fremont, OH vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Fremont, OH tend to work the same way. First, you pick from a list of approved Fremont retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Fremont, OH will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Fremont, OH?

The items you can shop for in Fremont, OH depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Fremont, OH

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Fremont, OH as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Fremont and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Fremont, OH stores near you.

What Are the Requirements for Acima Leasing vs. Snap Finance in Fremont, OH?

Everyone in Fremont, OH deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Fremont, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Fremont, OH requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Fremont, OH Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Fremont, OH. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.