What to Look for in Findlay, OH Lease-to-Own Companies
When picking a lease-to-own company in Findlay, OH, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Findlay and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Findlay, OH
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Findlay, OH lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Findlay retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Findlay, OH will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Findlay, OH?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Findlay, OH. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Findlay, OH Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Findlay, OH as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Findlay and national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Findlay, OH, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Findlay, OH
Snap Finance and Amica Leasing are dedicated to helping Findlay, OH shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Findlay, OH, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Findlay, OH requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Findlay, OH Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Findlay, OH. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.