Deciding Between Acima Leasing and Snap Finance in Fayetteville, OH

You need a lease-to-own option in Fayetteville, OH — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Your Fayetteville, OH Lease-to-Own Company

When comparing lease-to-own companies in Fayetteville, OH, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Fayetteville and Snap Finance so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Fayetteville, OH

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Fayetteville, OH follow similar models. You shop at an approved Fayetteville retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Fayetteville, OH will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Fayetteville, OH?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Fayetteville, OH. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Fayetteville, OH

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Fayetteville, OH and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Fayetteville businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Fayetteville, OH stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Fayetteville, OH?

Snap Finance and Amica Leasing are dedicated to helping Fayetteville, OH shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Fayetteville, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.

For Acima Leasing in Fayetteville, OH, you will also need at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Fayetteville, OH Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Fayetteville, OH. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.