Snap Finance in Fairview Park, OH or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Fairview Park, OH? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Fairview Park, OH Lease-to-Own Company

When picking a lease-to-own company in Fairview Park, OH, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Fairview Park and Snap Finance so you can decide which company sounds best for you.

Snap Finance in Fairview Park, OH vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most Fairview Park, OH lease-to-own companies operate similarly. You shop in person or online at an approved Fairview Park retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, shop for the eligible products you want to get, and Acima Leasing in Fairview Park, OH or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

Fairview Park, OH Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Fairview Park, OH retailers are approved by Snap Finance or Acima Leasing. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Fairview Park, OH

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Fairview Park, OH retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Fairview Park stores and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Fairview Park, OH or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Fairview Park, OH?

Snap Finance and Acima Leasing both want to help shoppers in Fairview Park OH get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Fairview Park, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Fairview Park, OH requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Fairview Park, OH Lease-to-Own Company

Many shoppers across Fairview Park, OH can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.