What to Look for in East Cleveland, OH Lease-to-Own Companies

When choosing a lease-to-own company in East Cleveland, OH, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in East Cleveland and Acima Leasing so you can find the right company for you.

How Does Lease-to-Own in East Cleveland, OH Work?

How do Acima Leasing and Snap Finance work? Whichever East Cleveland, OH lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved East Cleveland retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, select the eligible products you want, and Snap Finance in East Cleveland, OH or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in East Cleveland, OH?

The items you can shop for vary based on which East Cleveland, OH retailers are approved by Snap Finance or Acima Leasing. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in East Cleveland, OH

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local East Cleveland, OH businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local East Cleveland stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in East Cleveland, OH, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in East Cleveland, OH

For shoppers in East Cleveland, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in East Cleveland, OH. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

Acima Leasing in East Cleveland, OH also requires an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in East Cleveland, OH

Snap Finance and Acima Leasing can greatly benefit shoppers like you in East Cleveland, OH. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.