How to Choose a Lease-to-Own Company in Dayton, OH
When comparing lease-to-own companies in Dayton, OH, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Dayton and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Dayton, OH
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Dayton, OH follow similar models. You shop in person or online at an approved Dayton retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Dayton, OH will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Dayton, OH Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Dayton, OH. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Dayton, OH Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Dayton, OH and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Dayton businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Dayton, OH, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Dayton, OH?
Snap Finance and Amica Leasing are dedicated to helping Dayton, OH shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Dayton, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Dayton, OH also requires at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Dayton, OH Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Dayton, OH. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.