Progressive Leasing or Acima Leasing in Dayton, OH?

When you need a lease-to-own solution in Dayton, OH, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Dayton, OH Lease-to-Own Companies

Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but are low on cash. Dayton is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Dayton, OH to help you determine which company offers the requirements, store selection, and application process that fits your needs.

Dayton Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Dayton, OH? And how does Acima Leasing work? You can expect a similar application process for both. Shop at your favorite eligible stores in Dayton, choose the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Dayton, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Dayton vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Dayton, OH have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Dayton, OH, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in Dayton with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Where in Dayton Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Dayton, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop the stores you trust, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Dayton, OH, or shop Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Dayton, OH

The rules for leasable items at Acima Leasing and Progressive Leasing in Dayton, OH are quite similar. Typically, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Better: Acima Leasing or Progressive Leasing in Dayton, OH?

Determining the right lease-to-own company in Dayton, OH is a personal choice we can't make for you. The right choice for you will depend on the application process, approval requirements, and which Dayton stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.