Choosing Your Columbus, OH Lease-to-Own Company
When selecting a lease-to-own company in Columbus, OH, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Columbus so you know which company is your best fit.
How Does Lease-to-Own in Columbus, OH Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Columbus, OH lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Columbus and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Columbus, OH will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Columbus, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Columbus, OH. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Columbus, OH
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Columbus, OH businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Columbus stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Columbus, OH, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Columbus, OH?
Snap Finance and Acima Leasing both want to help shoppers in Columbus OH get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Columbus, OH. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Columbus, OH requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Columbus, OH Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Columbus, OH. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.