Choosing a Lease-to-Own Company in Columbiana, OH
When selecting a lease-to-own company in Columbiana, OH, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Columbiana so you can find the right company for you.
How Does Lease-to-Own in Columbiana, OH Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Columbiana, OH follow similar models. You shop at an approved Columbiana retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Columbiana, OH or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Columbiana, OH?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Columbiana, OH. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Columbiana, OH
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Columbiana, OH retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Columbiana stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Columbiana, OH or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Columbiana, OH?
Snap Finance and Acima Leasing both want to help shoppers in Columbiana OH get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Columbiana, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Columbiana, OH, you will also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Columbiana, OH? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Columbiana, OH. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.