What to Look for in Cleveland, OH Lease-to-Own Companies
When selecting a lease-to-own company in Cleveland, OH, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Cleveland so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Cleveland, OH Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Cleveland, OH tend to work the same way. You shop in person or online at an approved Cleveland retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Cleveland, OH will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Cleveland, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cleveland, OH. Typically, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Cleveland, OH
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Cleveland, OH as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Cleveland businesses to national brands you trust, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Cleveland, OH.
What Are the Requirements for Acima Leasing vs. Snap Finance in Cleveland, OH?
Both Snap Finance and Amica Leasing aim to help shoppers in Cleveland, OH with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Cleveland, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Cleveland, OH also need at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Cleveland, OH
Acima Leasing and Snap Finance have a lot to offer shoppers in Cleveland, OH. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.