Choosing a Lease-to-Own Company in Cincinatti, OH
When selecting a lease-to-own company in Cincinatti, OH, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Cincinatti so you know which company is your best fit.
Snap Finance in Cincinatti, OH vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Cincinatti, OH tend to work the same way. To start, you choose an approved retailer in Cincinatti and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Cincinatti, OH will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Cincinatti, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cincinatti, OH. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Cincinatti, OH
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Cincinatti, OH as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Cincinatti and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Cincinatti, OH.
Acima Leasing vs. Snap Finance Application and Requirements in Cincinatti, OH
Snap Finance and Amica Leasing are dedicated to helping Cincinatti, OH shoppers get the items they need — regardless of credit score. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Cincinatti, OH. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
Acima Leasing in Cincinatti, OH also requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Cincinatti, OH? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Cincinatti, OH. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.