Progressive Leasing or Acima Leasing in Cincinatti, OH?

Looking to lease-to-own in Cincinatti, OH but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Between Cincinatti, OH Lease-to-Own Companies

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but lack the funds. With so many companies like Progressive Leasing in Cincinatti, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Cincinatti, OH to help you determine which company has the best application process, store selection, and requirements for you.

Cincinatti Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Cincinatti, OH? And how does Acima Leasing work? They both have similar application steps. Shop at eligible retailers in Cincinatti, find the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's that simple!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Cincinatti, you can be approved for up to $5,000!

Cincinatti Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While Acima Leasing and Progressive Leasing in Cincinatti, OH have similar application processes, they have different requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in Cincinatti, OH need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Cincinatti with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What Cincinatti Stores Are Eligible?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Cincinatti, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Cincinatti, OH, or browse Acima Leasing’s online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Cincinatti, OH

The rules for leasable items at Acima Leasing and Progressive Leasing in Cincinatti, OH are quite similar. In general, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in Cincinatti, OH?

Determining the right lease-to-own company in Cincinatti, OH is a personal choice we can't make for you. The best option for you depends on which Cincinatti retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.