How to Choose a Lease-to-Own Company in Celina, OH
When choosing a lease-to-own company in Celina, OH, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Celina and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Celina, OH Work?
How does Acima Leasing work? Or Snap Finance? Whichever Celina, OH lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Celina retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance in Celina, OH or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Celina, OH?
The items you can shop for vary based on which Celina, OH retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Celina, OH
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Celina, OH businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Celina businesses to the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Celina, OH stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Celina, OH
Both Snap Finance and Amica Leasing aim to help shoppers in Celina, OH with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Celina, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
Acima Leasing in Celina, OH also requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Celina, OH Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Celina, OH shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.