Choosing Your Cambridge, OH Lease-to-Own Company
When comparing lease-to-own companies in Cambridge, OH, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Cambridge so you know which company is your best fit.
Snap Finance in Cambridge, OH vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Cambridge, OH lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Cambridge retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Cambridge, OH or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Cambridge, OH?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Cambridge, OH. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Cambridge, OH Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Cambridge, OH businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Cambridge and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Cambridge, OH stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Cambridge, OH
Snap Finance and Amica Leasing are dedicated to helping Cambridge, OH shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Cambridge, OH, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
Acima Leasing in Cambridge, OH also requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Cambridge, OH, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Cambridge, OH. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.