Comparing Acima Leasing and Snap Finance in Bucyrus, OH

You need a lease-to-own option in Bucyrus, OH — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Bucyrus, OH Lease-to-Own Companies

When comparing lease-to-own companies in Bucyrus, OH, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bucyrus so you know which company is your best fit.

How Does Lease-to-Own in Bucyrus, OH Work?

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Bucyrus, OH tend to work the same way. To start, you choose an approved retailer in Bucyrus and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, select the eligible products you want, and Acima Leasing in Bucyrus, OH or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

Bucyrus, OH Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Bucyrus, OH depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Bucyrus, OH and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Bucyrus, OH businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Bucyrus businesses to national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Bucyrus, OH or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Bucyrus, OH?

Snap Finance and Amica Leasing are dedicated to helping Bucyrus, OH shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Bucyrus, OH. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Bucyrus, OH also need an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Bucyrus, OH? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Bucyrus, OH shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.