Comparing Acima Leasing and Snap Finance in Blanchester, OH

Seeking a lease-to-own solution in Blanchester, OH? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Blanchester, OH Lease-to-Own Companies

When picking a lease-to-own company in Blanchester, OH, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Blanchester so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Blanchester, OH Work

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Blanchester, OH tend to work the same way. You shop in person or online at an approved Blanchester retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Blanchester, OH will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Blanchester, OH?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Blanchester, OH. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Blanchester, OH

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Blanchester, OH as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Blanchester stores and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Blanchester, OH or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Blanchester, OH

For shoppers in Blanchester, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Blanchester, OH, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Blanchester, OH also need an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Blanchester, OH Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Blanchester, OH. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.