Choosing Your Berea, OH Lease-to-Own Company
When picking a lease-to-own company in Berea, OH, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Berea so you can determine which company is right for you.
Snap Finance in Berea, OH vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Berea, OH lease-to-own companies operate similarly. To start, you choose an approved retailer in Berea and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance in Berea, OH or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Berea, OH Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Berea, OH. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Berea, OH
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Berea, OH and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Berea stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Berea, OH, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Berea, OH
Snap Finance and Acima Leasing both want to help shoppers in Berea OH get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Berea, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Berea, OH also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Berea, OH
Acima Leasing and Snap Finance are great options for Berea, OH shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.