How to Choose a Lease-to-Own Company in Bellefontaine, OH
When comparing lease-to-own companies in Bellefontaine, OH, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Bellefontaine and Snap Finance so you know which company is your best fit.
Snap Finance in Bellefontaine, OH vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Bellefontaine, OH follow similar models. You shop at an approved Bellefontaine retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Bellefontaine, OH will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bellefontaine, OH?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bellefontaine, OH. Usually, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Bellefontaine, OH
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Bellefontaine, OH businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Bellefontaine and national brands you trust, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Bellefontaine, OH.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bellefontaine, OH?
For shoppers in Bellefontaine, OH with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Bellefontaine, OH. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Bellefontaine, OH also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Bellefontaine, OH? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Bellefontaine, OH. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.