Choosing Your Bedford, OH Lease-to-Own Company
When picking a lease-to-own company in Bedford, OH, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Bedford and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Bedford, OH
Are there any differences in how Snap Finance and Acima Leasing work? Most Bedford, OH lease-to-own companies operate similarly. You shop at an approved Bedford retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Bedford, OH will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Bedford, OH?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Bedford, OH. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Bedford, OH
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Bedford, OH and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Bedford businesses to national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Bedford, OH stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Bedford, OH
Both Snap Finance and Amica Leasing aim to help shoppers in Bedford, OH with less-than-perfect credit get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Bedford, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Bedford, OH also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Bedford, OH
Acima Leasing and Snap Finance are great options for Bedford, OH shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.