Choosing a Lease-to-Own Company in Beavercreek Township, OH

When comparing lease-to-own companies in Beavercreek Township, OH, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Beavercreek Township and Acima Leasing so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Beavercreek Township, OH

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Beavercreek Township, OH tend to work the same way. To start, you choose an approved retailer in Beavercreek Township and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, shop for the eligible products you want to get, and Snap Finance in Beavercreek Township, OH or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Beavercreek Township, OH?

The items you can shop for in Beavercreek Township, OH depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Beavercreek Township, OH

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Beavercreek Township, OH retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Beavercreek Township stores and the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Beavercreek Township, OH.

Acima Leasing vs. Snap Finance Application and Requirements in Beavercreek Township, OH

Both Snap Finance and Amica Leasing aim to help shoppers in Beavercreek Township, OH with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Beavercreek Township, OH. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.

For Acima Leasing in Beavercreek Township, OH, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Consider Acima Leasing as Your Beavercreek Township, OH Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Beavercreek Township, OH. Choose the lease-to-own company that works best for you based on approved stores, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.