Choosing Your Athens, OH Lease-to-Own Company
When picking a lease-to-own company in Athens, OH, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Athens so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Athens, OH Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Athens, OH lease-to-own companies operate similarly. You shop at an approved Athens retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance in Athens, OH or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Athens, OH Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Athens, OH depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Athens, OH Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Athens, OH retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Athens businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Athens, OH, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Athens, OH
Snap Finance and Acima Leasing both want to help shoppers in Athens OH get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Athens, OH. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Athens, OH also requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Athens, OH
Many shoppers across Athens, OH can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.