What to Look for in Amherst, OH Lease-to-Own Companies
When comparing lease-to-own companies in Amherst, OH, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Amherst so you can decide which company sounds best for you.
Snap Finance in Amherst, OH vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Amherst, OH follow similar models. You shop in person or online at an approved Amherst retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Amherst, OH will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Amherst, OH?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Amherst, OH. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Amherst, OH
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Amherst, OH as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Amherst businesses to national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Amherst, OH or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Amherst, OH?
Both Snap Finance and Amica Leasing aim to help shoppers in Amherst, OH with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Amherst, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Amherst, OH requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Amherst, OH? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Amherst, OH shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.