Comparing Acima Leasing and Snap Finance in Amanda, OH

You need a lease-to-own option in Amanda, OH — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Amanda, OH

When selecting a lease-to-own company in Amanda, OH, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Amanda so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Amanda, OH

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Amanda, OH tend to work the same way. First, you pick from a list of approved Amanda retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, select the eligible products you want, and Snap Finance in Amanda, OH or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

Amanda, OH Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Amanda, OH retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

Amanda, OH Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Amanda, OH as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Amanda businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Amanda, OH, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Amanda, OH?

Everyone in Amanda, OH deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Amanda, OH. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Amanda, OH requires an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Amanda, OH, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Amanda, OH. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.