Deciding Between Acima Leasing and Snap Finance in Williston, ND

You need a lease-to-own option in Williston, ND — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Williston, ND Lease-to-Own Company

When picking a lease-to-own company in Williston, ND, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Williston and Acima Leasing so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Williston, ND

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Williston, ND follow similar models. First, you pick from a list of approved Williston retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Snap Finance in Williston, ND or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Williston, ND?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Williston, ND. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Williston, ND

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Williston, ND businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Williston and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Williston, ND or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Williston, ND?

Snap Finance and Amica Leasing are dedicated to helping Williston, ND shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Williston, ND. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Williston, ND requires at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Williston, ND? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Williston, ND. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.