What to Look for in West Fargo, ND Lease-to-Own Companies
When selecting a lease-to-own company in West Fargo, ND, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in West Fargo and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in West Fargo, ND Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in West Fargo, ND follow similar models. To start, you choose an approved retailer in West Fargo and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Acima Leasing in West Fargo, ND or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in West Fargo, ND?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in West Fargo, ND. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in West Fargo, ND
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in West Fargo, ND and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in West Fargo and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in West Fargo, ND, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in West Fargo, ND
Everyone in West Fargo, ND deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in West Fargo, ND. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
Acima Leasing in West Fargo, ND also requires an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in West Fargo, ND? Try Acima Leasing
Acima Leasing and Snap Finance are great options for West Fargo, ND shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.