Choosing Between Acima Leasing and Progressive Leasing in Valley City, ND

Looking to lease-to-own in Valley City, ND but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Valley City, ND

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Valley City, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Valley City, ND so you can decide which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Valley City, ND Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Valley City, ND? Both companies follow similar application processes. Browse at eligible Valley City retailers, find the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Valley City!

What Are the Requirements for Progressive Leasing in Valley City vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Valley City, ND share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing applicants in Valley City, ND need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in Valley City with less-than-perfect credit. We consider more than just your credit history when reviewing your application.

Progressive Leasing vs. Acima Leasing: Valley City, ND Stores

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Valley City and online, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Valley City, ND, or shop Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Valley City, ND?

You'll find that Progressive Leasing and Acima Leasing in Valley City, ND  have similar leasable items. Typically, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Valley City, ND Right for You?

Determining the right lease-to-own company in Valley City, ND is a personal choice we can't make for you. The best option for you depends on which Valley City retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.