Comparing Acima Leasing and Snap Finance in Grand Forks, ND

You’re ready to shop with help from a lease-to-own company in Grand Forks, ND. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Grand Forks, ND Lease-to-Own Companies

When choosing a lease-to-own company in Grand Forks, ND, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Grand Forks so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Grand Forks, ND Work

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Grand Forks, ND tend to work the same way. To start, you choose an approved retailer in Grand Forks and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Grand Forks, ND or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Grand Forks, ND?

The items you can shop for vary based on which Grand Forks, ND retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Grand Forks, ND

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Grand Forks, ND businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Grand Forks businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Grand Forks, ND.

What Are the Requirements for Acima Leasing vs. Snap Finance in Grand Forks, ND?

Snap Finance and Amica Leasing are dedicated to helping Grand Forks, ND shoppers get the items they need — regardless of credit score. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Grand Forks, ND. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Grand Forks, ND requires an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Grand Forks, ND? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Grand Forks, ND shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.