Choosing a Lease-to-Own Company in Fargo, ND
When choosing a lease-to-own company in Fargo, ND, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Fargo and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Fargo, ND
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Fargo, ND follow similar models. You shop in person or online at an approved Fargo retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance in Fargo, ND or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Fargo, ND?
The items you can shop for in Fargo, ND depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Fargo, ND
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Fargo, ND businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Fargo businesses to national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Fargo, ND stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Fargo, ND?
For shoppers in Fargo, ND with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Fargo, ND. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
Acima Leasing in Fargo, ND also requires at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Fargo, ND? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Fargo, ND shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.